Underinsured Motorist Accident Coverage Can Add to Your Compensation
It’s always unfortunate if you’ve been in an accident with an uninsured motorist, but being hit by an underinsured driver can feel almost as bad if you have a claim for damages, expenses or injuries with costs that exceed the at-fault driver’s insurance coverages. If the other driver has insurance coverage, but that driver’s insurance coverage limits are not sufficient to cover the full value of your injury claim, underinsured motorist coverage takes effect. If you have extensive injuries from an accident or are in a multi-vehicle accident with multiple people making claims against the same policy, underinsured motorist coverage can become very important.
Underinsured Motorist Coverage Can Make All the Difference on Your Claim
With so many people holding auto accident insurance policies that only meet minimum coverages required by law, you run a great risk if you don’t carry underinsured motorist coverage on your personal car insurance. When an at-fault driver has minimal insurance, your claim and compensation could fall well short of what you deserve, leaving you with expensive medical bills, car repairs and other expenses you’ll have to pay out of your own pocket.
Tell Your Agent “Yes” to Underinsured Motorist Insurance Coverage
If you own a vehicle you should carry the required insurance under the law, but carrying only minimum coverage can have consequences if you’re injured in an accident, and it can cost you money if you’re hurt in a vehicle accident, even if it’s not your fault. Many people don’t know that coverage against an accident involving an underinsured motorist is an option – that means it’s not included in many standard auto insurance policies, so we strongly recommend you tell your agent to include underinsured motorist coverage in your personal policy. Even if you already have underinsured motorist coverage, you may want to consider increasing it. The cost is usually fairly minimal when you consider the difference it can make if you’re injured in an accident with someone who only carries minimum coverage.
Contact us and speak with an experienced Sauter Sullivan Attorney who understands how to get you the maximum settlement you deserve if you’re injured in an accident with an underinsured motorist.
Results.
Chris Geldmacher Gets $610,000 for Uber Driver Injured in Car Accident
Christopher Geldmacher represented a 46-year-old Uber driver injured in a car accident while leaving St. Louis Lambert International Airport. The client was stopped at an intersection and waiting to make a left. He got the green arrow to go and started to turn when a driver of a Jeep Cherokee ran a red light and hit the client’s vehicle. The
Sauter Sullivan Recovers $375,000 Under Three Different Policies for Young Lady Injured in Car Accident
Our client was badly injured in an automobile accident and was a passenger. Sauter Sullivan was able to quickly obtain two policy limited offers totaling $75,000 from two drivers involved in the accident. Our client lived with her grandmother, who had $300,000 in underinsured motorist coverage. After a battle with the insurance company over whether our client was covered under
$350,000 Settlement: $100,000 Settlement on Liability Claim and $250,000 Settlement for Underinsured Motorist Benefits
Our client was involved in a bad accident, when a vehicle turned in front of her. She injured both of her knees and sustained a concussion. She also had a fairly substantial loss of income because she could not work in her professional career for several months after the accident. She had therapy and injections on her knee, but never
Policy Limits Settlement Totaling $200,000
Matthew Sauter of Sauter Sullivan obtained a policy limits settlement for a client who had suffered a closed head injury in an accident. The client did not require any surgery, but had ongoing issues with the concussion. Sauter Sullivan was able to obtain a full policy limits settlement from the at fault driver and from our client’s underinsured motorist
Matthew Sauter Obtains a $150,000 Settlement Consisting of $50,000 on a Liability Policy and $100,000 on an Underinsured Policy
Our client had a prior back fusion and was involved in a subsequent motor vehicle accident. She was concerned that the accident would cause problems to her prior fusion. Sauter Sullivan obtained the services of an orthopedic surgeon to review the case, and the surgeon indicated that our client may need additional surgery in the future. To date, the client
84-Year-Old Passenger Receives $146,000 Settlement From Underinsured Motorist Coverage
An 84-year-old grandmother was on her way to work on Highway K in St. Charles when she was involved in an automobile accident. The driver of the car in which she was a passenger made a left turn without yielding, causing an oncoming vehicle to crash into the passenger side of the car. The woman suffered a fractured sternum, a
FAST RESULTS: $25,000 Settlement for a One Vehicle Collision
A 23- year old man was driving in downtown St. Louis when a vehicle coming at him from the opposite direction crossed into his lane. The man swerved and avoided the head-on collision but ended up driving onto a sidewalk, hitting a sign and ultimately running into a brick building in a one vehicle collision. The impact caused him to