You Can Still Win the Compensation You Deserve Even if You’re Involved in an Accident with an Uninsured Motorist or Driver
Just because a driver who caused an accident doesn’t have insurance doesn’t mean you don’t have a claim if they get hit by someone without auto insurance, or if the driver flees the scene of the accident. Even though the law says you need insurance to operate a motor vehicle, as many as 10% or more drivers on the road don’t have any kind of automotive insurance at all. In Missouri and Illinois, drivers who do their duty and maintain auto insurance have some protection if they’re in an accident with someone who has no insurance, because the law states that insurers must automatically include uninsured motorist coverage in their automobile insurance policies. If you have auto insurance in Missouri or Illinois, even if it’s liability only, then you have uninsured motorist coverage.
If You have Insurance, or There’s Insurance on the Vehicle You’re In, You’re Covered Against Uninsured Motorist Accidents
If you have auto insurance or if there is insurance on the vehicle you’re in, you will still be covered for any damages or injuries you sustain if you’re in an accident with an uninsured motorist. When this happens, the company that has coverage on the vehicle you’re in can kick in to take care of coverage that should have been there for the at-fault driver.
Some Things to Know About Uninsured Motorist Coverage
Whether it’s your insurance or it’s coverage on the vehicle you are in during an accident, existing underinsured motorist coverage can come into play and help you with compensation for your damages or injuries in some of the following instances:
- You are hit by someone with no insurance.
- You are involved in a hit-and-run accident where the at-fault driver has left the scene of the accident and is unknown.
- You are hit as a pedestrian.
- You’re a passenger in someone else’s vehicle that gets hit by an uninsured motorist.
At Sauter-Sullivan, we're among the best experts you can find when it comes to getting you the settlement you deserve if you've been in an auto accident with someone who's uninsured or underinsured. Contact us today and speak with one of our experienced uninsured motorist accident Attorney’s for free.
Results.
Kevin Sullivan Helps Car Accident Victim Get $355,000 Settlement from Underinsured Motorist Coverage
In June, 2014, a high level executive with a financial services firm was injured in a rear end car accident in St. Louis, Missouri, and suffered injuries to his neck and back, including a disc herniation in his cervical spine. Immediately following the accident, he was shaken up but thought he would be fine. After a day or so, he
Chris Geldmacher Gets $225,000 Car Accident Settlement for Woman Involved in Two Car Accidents in One Month
In August of 2018 a woman was involved in two car accidents in one month in North St. Louis County, Missouri. The woman suffered pain in her neck and lower back. So, she went to the emergency room, and then followed up with a chiropractor. Despite multiple treatments her pain persisted. The chiropractor order MRIs of her neck and lower
Over $175,000 Awarded to Motorcycle Accident Victim
A man who was injured in a motorcycle accident came to Sauter Sullivan for help. The client was passing a truck on a two-lane road in St. Charles County, Missouri, when a truck made a left hand turn into the client’s motorcycle. The initial police report wrongly blamed the accident on Sauter Sullivan’s client, claiming the client was illegally passing
Matthew Sauter Obtains a $150,000 Settlement Consisting of $50,000 on a Liability Policy and $100,000 on an Underinsured Policy
Our client had a prior back fusion and was involved in a subsequent motor vehicle accident. She was concerned that the accident would cause problems to her prior fusion. Sauter Sullivan obtained the services of an orthopedic surgeon to review the case, and the surgeon indicated that our client may need additional surgery in the future. To date, the client
$53,000 Plus Medical Bills Received on an Uninsured Motorist Claim
Two clients of the Sauter Sullivan law firm, a grandmother and granddaughter, were involved in a car accident caused by an uninsured motorist. The uninsured motorist was traveling in front of the clients when he made an illegal U-turn striking the clients’ vehicle. The granddaughter had some minor injuries, including pain in her left wrist, for which she was treated
Matt Sauter Earns $50,000 Car Accident Settlement for Client Hit by Uninsured Motorist
A client of the Sauter Sullivan law firm was involved in a car accident caused by an uninsured motorist. The client had an insurance policy that offered $25,000 in uninsured motorist coverage; however the client owned two vehicles. Matt Sauter was able to get the insurance company to agree to stack the coverage, and the client was awarded $50,000.
Fast Settlement of $25,000 in Car Accident Caused By Uninsured Motorist
A 25 year old landscaper was traveling in the far right lane on Highway 270 in St. Louis in May of 2014 when another driver attempting to merge onto the highway came into his lane causing a severe car accident. The landscaper’s airbags deployed causing his rear view mirror to shatter and cut his face near his eye; the eye
FAST RESULTS: $25,000 Policy Limit Settlement for Rear-End Collision Causing an Eye Injury to a 6 Year Old Girl
A 6-year-old girl was in the back seat of her mother’s vehicle when they were involved in a rear-end collision on Skinker Blvd in St. Louis City. The little girl’s seat belt pulled loose upon impact and the girl was thrown forward into the console of the front seat where she was struck in the face by the front seat
FAST RESULTS: $23,000 for Head-On Collision with an Uninsured Driver
A banker in her early 30’s was driving in Downtown St. Louis in March of 2016 when another driver ran a red light, causing a head-on collision. The impact caused the airbag to deploy and the woman was thrown back and forth and side to side in her vehicle. She suffered from neck and back pain immediately but refused medical