84-Year-Old Passenger Receives $146,000 Settlement From Underinsured Motorist Coverage

An 84-year-old grandmother was on her way to work on Highway K in St. Charles when she was involved in an automobile accident.   The driver of the car in which she was a passenger made a left turn without yielding, causing an oncoming vehicle to crash into the passenger side of the car.  The woman suffered a fractured sternum, a concussion, and spent four days in the hospital before being transferred to a rehab facility where she spent sixteen more days.   Even after returning home, she required full-time care from her family for a few more months.

The woman’s family hired Christopher Geldmacher of Sauter Sullivan to help.  An investigation revealed that the insurance policy held by the driver of the car in which the client was a passenger did not provide enough coverage to cover all the woman’s injury claim.  However, Chris found additional underinsured motorist coverage available on the grandmother’s family automobile insurance policy that provided the extra coverage she needed.  With the additional coverage, Chris was able to secure a settlement of $146,000 for his client.