An X-ray technician in his late 30’s was rear ended in an auto accident in Tennessee in October of 2011. He was stopped at an exit ramp off a highway, waiting for traffic to clear to make his turn, when the driver of the other vehicle hit him from behind at a high rate of speed.

The impact of the car crash was quite severe, and as a result, he sustained serious injuries including a labral tear of the shoulder that required surgery, and two herniated discs in his cervical spine which required injections and extensive physical therapy. His injuries resulted in a great deal of medical expenses, and he did not have health insurance. To make matters worse, he was unable to work for several months after the shoulder surgery, and he has a permanent injury to his neck in spite of nearly 9 months of therapy. Carolyn Caruthers of the Sauter Sullivan law firm took the case and negotiated with the auto insurance companies involved. Carolyn first negotiated a settlement with the insurance carrier for the driver who hit her client, getting the maximum payment under the policy which had a limit of $50,000. Immediately after her client completed treatment, Carolyn negotiated a settlement with the client’s own insurance carrier for his underinsured motorist coverage, and also settled that for the policy’s maximum limits of $250,000. In the end, Carolyn Caruthers got a total settlement of $300,000 for her client, covering all his medical expenses and lost wages as well as compensation for his past and future pain and suffering.